Privacy Policy

MoneySexNerd (“we,” “us,” or “our”) operates an e-commerce store and blog at www.moneysexnerd.com (the “Site”). We sell digital products such as ebooks, guides, templates, and other downloadable files. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit the Site, create an account, make a purchase, download products, subscribe to our newsletter, or interact with our blog.

Please read this policy carefully. If you do not agree, please do not use the Site.

We may update this Privacy Policy at any time. The new version will be posted here with an updated Effective Date. Continued use of the Site after changes means you accept the updated policy.

1. Information We Collect

Personal Information You Provide
When you create an account, place an order, subscribe to our blog/newsletter, comment on posts, or contact us, we may collect:

Name
Email address
Billing address (if required by our payment processor)
Phone number (optional)
Account password
Any information you voluntarily include in comments, support tickets, or contact forms

Payment and Order Information
When you purchase ebooks or digital products:

Order details (products purchased, price, date)
Transaction ID
We do not store your full credit card number or CVV. All card payments are processed securely by third-party providers (e.g., Stripe, PayPal, or similar). Please see their privacy policies for how they handle your payment data.

Digital Product Access Data
To deliver your purchases, we collect:

Download history and IP address at the time of download
License key usage (if applicable)

Automatically Collected Information
When you browse the Site or blog, our systems and third-party tools automatically collect:

IP address
Browser type and version
Device type and operating system
Pages viewed, time spent, and click behavior
Referring website

Cookies and Tracking Technologies
We use essential cookies (for cart functionality and account login), analytics cookies (Google Analytics, etc.), and marketing cookies (Facebook Pixel, Google Ads, etc.) to improve your experience and show relevant ads. You can manage cookie preferences through our cookie banner or your browser settings.

2. How We Use Your Information

We use the collected information for the following purposes:

To process and fulfill your orders (deliver ebooks and digital files via email or account dashboard)
To create and manage your customer account and provide access to purchased products
To send order confirmations, download links, and license information
To respond to customer support requests
To send marketing emails and newsletters about new ebooks, promotions, and blog posts (you can unsubscribe at any time)
To personalize your experience and recommend products
To analyze Site usage and improve our store and blog content
To detect fraud, enforce our terms, and comply with legal obligations

We do not sell your personal information. We share it only in these limited situations:

With trusted service providers who help us operate the Site, such as:
- Payment processors (Stripe, PayPal, etc.)
- Email service providers (Mailchimp, ConvertKit, etc.)
- Hosting and cloud storage providers (for delivering digital files)
- Analytics and advertising partners (Google, Meta, etc.)
With law enforcement or regulators when required by law
In the event of a business merger, acquisition, or sale of assets
With your explicit consent (for example, if you choose to share a review publicly)

All third-party service providers are contractually required to keep your data confidential and use it only for the purposes we specify.

4. Data Security

We use industry-standard security measures (encryption, secure servers, access controls) to protect your information. However, no electronic transmission or storage method is 100% secure. We cannot guarantee absolute security, especially for digital downloads.

5. Your Rights and Choices

You can access, update, or delete your account and personal information at any time by logging in or contacting us.
You can unsubscribe from marketing emails using the “unsubscribe” link in every email.
California residents have additional rights under the CCPA/CPRA (right to know, delete, opt-out of sale — note: we do not sell data). To exercise these rights, email us.
If you are in the EU/UK, you have GDPR rights (access, rectification, erasure, restriction, portability, objection). Contact us to exercise them.

6. Children’s Privacy

Our Site is not directed at children under 13 (or 16 in some jurisdictions). We do not knowingly collect personal information from children. If we discover we have done so, we will promptly delete it.

7. International Transfers

If you are outside the United States, your information is transferred to and stored in the U.S. By using our Site, you consent to this transfer.

8. Third-Party Links and Embedded Content

Our blog may contain links to other websites or embedded content (e.g., YouTube videos). We are not responsible for the privacy practices of those third parties.

9. Changes to This Privacy Policy

We may update this policy to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the new policy here and updating the Effective Date.

10. Contact Us

If you have any questions about this Privacy Policy or want to exercise your rights, please contact us:

Email: rza@moneysexnerrd.com
www.moneysexnerd.com